Buy Now Pay Later (BNPL)

Offer flexible checkout finance that lets customers spread the cost — lifting conversion and average order value without adding risk to your business.

Overview

Give customers the option to spread the cost — and remove a reason not to buy

Shoppers increasingly expect the choice to pay in instalments or defer payment, especially on higher-value purchases. When that option isn't there at the checkout, baskets get abandoned; when it is, customers are more likely to complete the sale and add more to their order.

We're an independent introducer, not a lender. Tell us how and where you sell, and we'll match you with a carefully vetted, regulated BNPL provider that integrates cleanly with your online and in-store checkout — so you can offer flexible finance with confidence, while the provider carries the credit risk and typically pays you up front.

Typically on the table

Higher
Checkout conversion
Bigger
Average order value
Upfront
Paid in full, up front
Online
Ecommerce integration
In-store
Point-of-sale finance
Regulated
Vetted, compliant providers

Benefits

What a well-matched BNPL partner delivers

Done well, spread-the-cost finance grows sales and improves the customer experience — while keeping the credit risk off your books.

Higher conversion

Offering a way to spread the cost removes a common reason to abandon the basket, helping more visitors become paying customers.

Bigger average orders

When customers can pay over time, they're more comfortable trading up or adding to the basket — lifting your average order value.

Paid up front

With most BNPL arrangements you receive the full amount up front while the provider collects instalments — protecting your cash flow.

Credit risk stays with the provider

The BNPL partner underwrites and manages the customer's credit, so late or missed payments don't land on your business.

Online & in-store integration

Add flexible finance to your ecommerce checkout and your point of sale, giving customers the same options however they shop.

Regulated, vetted providers

We only introduce established, regulated BNPL specialists — so you can offer the option responsibly and treat customers fairly.

Who it's for

Built for businesses selling to consumers

If you sell online or in-store — particularly higher-value goods and services — offering a way to spread the cost can turn browsers into buyers.

RetailEcommerceFurniture & Homeware ElectronicsFashionHealth & Beauty Higher-value GoodsServices & MembershipsMulti-channel Sellers

Why choose us

Independent introductions, made simple

We do the vetting and the matching so you can make a confident decision on checkout finance — without fielding a queue of sales calls.

  • Genuinely independent. We're an introducer, not a lender — our job is the right match for your business, not a particular provider.
  • Carefully vetted partners. Every BNPL provider is regulated and assessed for service quality, pricing, reliability and customer satisfaction.
  • Free introductions. There's no cost to you for telling us what you need and being matched with a suitable partner.
  • One point of contact. Share your requirements once and let the right specialist come to you — from Kent, working UK-wide.

Let's get started

Ready to explore Buy Now Pay Later?

Tell us how and where you sell and we'll introduce a carefully vetted, regulated BNPL provider. Free, independent and refreshingly simple.

Get Started